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Ask Anything: Celina, Prosper and Collin County Farm and Ranch Properties Texas home buying, real estate listings, and homes for sale in Collin County, TX

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Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Q	Where is the world's longest spiral staircase?
A	The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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Andy McAnally, REALTORŽ, real estate agent and broker for Celina, Prosper and Collin County Farm and Ranch Properties Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Andy McAnally
Taylor Realty Associates
201 S. Preston Road, Suite 200
Celina, TX. 75009
214-783-5442
972-382-4213
Fax: 972-382-4218
Email: andymcanally@NUMBER1EXPERT.com
Andy McAnally knows what it takes to run a farm and ranch. Andy and his father have been in the horse / cattle business for 20 plus years. During this time frame, they have raised and sold top reining, cutting, and working cow horses. They are part owners of the legend Reminic and also Arc Matt Olena (full brother to Smart Chic Olena)..... Says Andy. Our ranch is a lifetime member of the American Quarter Horse Association and the Texas Longhorn Breeders Association of America. I also hold memberships in the National Reining Horse Association, the National Cutting Horse Association, and the National Reined Cow Horse Association. My experience in the horse and cattle business is a natural fit to help people find and purchase their dream farm and ranch properties

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